Real Estate calculator.
Model rental-property income, debt service, operating costs, cap rate, cash-on-cash return, and projected sale equity in one enriched calculator.
Real estate investment inputs
Use the grouped fields to model a purchase, mortgage, rent, expenses, appreciation, and sale assumptions.
Purchase and financing
Model the acquisition price, cash invested, and fixed mortgage terms.
Income and operating costs
Estimate rent, vacancy, management, tax, insurance, and recurring repairs.
Growth and sale assumptions
Project value, rent growth, selling costs, and exit equity.
Reference features: Built from the real-estate section reference, which points users to mortgage, down payment, APR, rental property, rent-vs-buy, and home equity workflows.
Visual breakdown
Key outputs update in stacked result cards, charts, and tables.
Equity projection
Projected equity over the holding period using appreciation and loan amortization.
Projection table
Annual property value, loan balance, cash flow, and equity detail.
About the Real Estate Calculator
This calculator is designed for a rental or investment property review. It combines purchase price, financing, rent, vacancy, expenses, appreciation, selling costs, and holding period assumptions so the page behaves like a full calculator rather than a placeholder.
Cash flow
Monthly cash flow subtracts vacancy, management, taxes, insurance, repairs, and mortgage payment from expected rent.
Cap rate
Cap rate looks at net operating income before debt, which makes it useful for comparing properties regardless of financing.
Sale equity
Projected sale equity estimates future value minus selling costs and remaining loan balance.
How to use this calculator
Enter the property price, planned down payment, financing terms, rent, expense assumptions, and holding period. Review the cards first, then use the charts and table to compare income, debt, and projected equity.
Related calculators
Mortgage Calculator · Down Payment Calculator · Rental Property Calculator · Rent vs. Buy Calculator
⚠ Disclaimer: This calculator is for education and planning only. Rental income, vacancy, repairs, taxes, insurance, sale price, financing terms, and taxes can vary materially. Confirm assumptions with qualified real estate, lending, tax, and legal professionals.
Real estate calculator FAQ
Answers about cash flow, cap rate, cash-on-cash return, appreciation, and investment-property modeling.
What does this real estate calculator estimate?
It estimates monthly cash flow, net operating income, cap rate, cash-on-cash return, loan balance, projected sale equity, and ROI.
Is cap rate the same as cash-on-cash return?
No. Cap rate compares net operating income with purchase price before debt. Cash-on-cash return compares annual cash flow after debt with cash invested.
Does this include taxes and insurance?
Yes. The model includes annual property tax and insurance as monthly operating costs.
Does this guarantee investment performance?
No. It is an educational model. Actual rents, expenses, vacancy, appreciation, sale price, and financing can differ.