Rental Property calculator.
Use this free rental property calculator to get fast estimates, compare scenarios, and understand the numbers with clear step-by-step context.
Use the Rental Property Calculator.
Analyze purchase price, financing, rent, vacancy, operating expenses, repairs, appreciation, selling costs, and holding period. Results update automatically.
Property, loan, income, and expense assumptions
Purchase
Property cost, financing, and upfront cash needed to buy the rental.
Income
Expected monthly rent, additional income, and vacancy assumption.
Recurring Operating Expenses
Ongoing costs used to estimate NOI and monthly cash flow.
Sell
Exit assumptions used for projected sale proceeds, profit, and IRR.
Monthly breakdown
Rent split into vacancy, operating expenses, debt service, and cash flow or shortfall.
Annual performance
NOI, cash flow, debt service, expenses, and vacancy loss.
Projected equity and cash flow
Estimated sale equity plus cumulative cash flow over the holding period.
Breakdown over time
Year-by-year income, expenses, cash flow, equity, sale proceeds, and projected return.
About the Rental Property Calculator
The Rental Property Calculator estimates rental investment performance from purchase assumptions, financing, rent, vacancy, recurring expenses, repairs, appreciation, selling costs, and holding period. It is built for quick deal screening and for comparing rental scenarios before you make a deeper investment model.
What the upgraded calculator includes
The tool calculates monthly cash flow, annual net operating income, mortgage payment, operating expenses, cap rate, cash-on-cash return, DSCR, projected sale value, estimated sale proceeds, total cash flow, total profit, and a simplified IRR. It also includes visual charts powered by the shared PRECISR chart engine.
How to read the results
Cap rate compares annual NOI to the property price before financing. Cash-on-cash return compares annual cash flow after debt service to the cash invested. IRR estimates the annualized return over the full holding period, including annual cash flow and estimated sale proceeds.
FAQ
How does this calculator work?
It applies standard formulas and practical estimation logic to the values you enter. Results are calculated locally in your browser.
Are the results exact?
Results are estimates unless the calculator is based on pure arithmetic. For financial, health, tax, weather, or planning decisions, confirm with a qualified professional or official source.
Is my data saved?
No. Inputs stay in your browser and are not sent to a server by this calculator page.